How Can You Use Your Amazon Card for Finance Free Purchases
If you're buying a big-ticket particular on Amazon -- perhaps a Boob tube, smartwatch or robot vacuum -- and yous would like to pay over time, you tin use a 0% introductory APR credit card, many of which will requite y'all a respite from interest accrual for a year or more. Or you tin can use the null-interest promotional payment benefit offered by Amazon via its Prime number Rewards Visa Signature carte, which provides a number of payment flexibility choices.
Notation that a number of other retailers, including Target and Walmart offer third-party 0% Apr payment options through Affirm, Klarna and other installment plan services.
Merely dorsum to Amazon. If you don't already have the Prime Rewards Visa Signature, the online awarding process is piece of cake and auto-loads your new credit card into your Amazon business relationship once you're approved. And if you already accept the card, here's what you need to know.
How to apply Amazon's Prime number Visa cypher-interest financing
If y'all'd prefer payment flexibility over cash back at this moment, the Prime Rewards Visa offers a variety of 0% promotional interest installment plans based on your purchase amount. Here'due south how to detect them:
1. At checkout, select your Amazon Prime number Rewards Visa Signature bill of fare as your payment method.
two. Use the drop-downward menu nether the credit card icon to cull one of three selections:
- Get 5% cash back
- Use 0% promotional April special financing for 6, 12, or xviii months (14.24% to 22.24% variable APR thereafter).
- Pay with involvement-gratis Equal Pay installments.
If you cull financing or installment payments, note that the terms vary based on your purchase corporeality:
- When yous spend $50 or more: 0% promotional APR for 6 months, or 6 equal interest-free monthly payments.
- For $250 or more: 0% promotional APR for 12 months, or 12 equal interest-free monthly payments.
- For $500 or more: 0% promotional APR for 18 months, or xviii equal interest-free monthly payments.
Later the 0% promotional Apr flow, you will be subject to a regular variable April of xiv.24% to 22.24%. Regardless of which choice you lot choose, financed and installment payments can be made online at Hunt.com or past mail when y'all pay your Amazon Prime Rewards Visa Menu argument.
Cash dorsum and other benefits
In addition to 0% promotional April and flexible payments, the Prime Rewards Visa Signature card offers a handful of other worthwhile advantages, which is why it's one of our top cash-back credit cards. Here are some of the other benefits and features:
- v% cash back on Amazon and Whole Foods purchases.
- 2% at restaurants, gas stations, drugstores.
- 1% on everything else.
- No annual fee or foreign transaction fees.
- Emergency aid when y'all travel, e.thou., lost luggage and adventitious insurance.
- 24/7 Visa Signature Concierge Service for travel planning and booking.
The editorial content on this page is based solely on objective, contained assessments by our writers and is not influenced by advertising or partnerships. It has not been provided or deputed by any third party. However, we may receive compensation when you click on links to products or services offered past our partners.
Source: https://www.cnet.com/personal-finance/credit-cards/how-to-use-amazons-zero-interest-payment-options/
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